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Paytm · Launched 2010
Indian prepaid wallet. Merchant discount applies to wallet balance, unlike zero-MDR UPI.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Paytm wallet merchant discount rate.Official site ↗Published pricing (IN) ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a ₹100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| India | 1.99% | ₹1.99 | 1.99% | 15 Aug 2022 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Underlying card funding mix shifted.
In India, on the online channel: 1.99%, in force since 15 Aug 2022 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: India. A market missing from the list has not been recorded yet, which does not mean Paytm Wallet is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
