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PhonePe · Online
India's largest UPI application by transaction volume. Person-to-merchant UPI carries zero merchant discount rate by mandate.
A scheme- or regulator-set rate, or a widely reported figure. Source: RBI zero-MDR mandate for UPI person-to-merchant.
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
