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Banco Central do Brasil · Launched 2020
Brazil's central-bank instant payment scheme. Merchant pricing is set by the participating bank or PSP and has fallen steeply since launch as competition intensified.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical Brazilian PSP Pix merchant rate.Official site ↗Published pricing (BR) ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a R$100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Brazil | 0.99% | R$0.99 | 0.99% | 1 Mar 2024 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Sub-1% pricing becomes the market standard for high-volume merchants.
Scheme operator revised participant pricing.
Competitive repricing as Pix volume overtook card debit.
PSP margin compressed as volume scaled.
Pix launched; early PSP pricing anchored near card debit rates.
In Brazil, on the online channel: 0.99%, in force since 1 Mar 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Brazil. A market missing from the list has not been recorded yet, which does not mean Pix is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
