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Bank Indonesia · Launched 2019
Indonesia's unified QR standard: one code accepts every wallet and bank app in the country, at a merchant rate capped by the central bank.
A scheme- or regulator-set rate, or a widely reported figure. Source: Bank Indonesia capped QRIS merchant discount rate.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a IDR 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Indonesia | 0.7% | IDR 0.70 | 0.70% | 20 May 2022 | Reported rate |
Every recorded change, newest first, with the movement from the rate it replaced.
Volume tier thresholds revised.
In Indonesia, on the online channel: 0.7%, in force since 20 May 2022 (reported rate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Indonesia. A market missing from the list has not been recorded yet, which does not mean QRIS is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
