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State Bank of Pakistan · Online
Pakistan's central-bank instant payment system, free for person-to-person transfers and priced minimally for merchants.
A scheme- or regulator-set rate, or a widely reported figure. Source: State Bank of Pakistan free-for-consumer mandate.
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
