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Rakuten · Launched 2016
Wallet tied to Japan's largest e-commerce group and its loyalty point ecosystem.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for Japanese wallet acceptance.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a ¥100 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Japan | 3.24% | ¥3 | 3.24% | 4 Mar 2025 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Annual pricing review.
In Japan, on the online channel: 3.24%, in force since 4 Mar 2025 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Japan. A market missing from the list has not been recorded yet, which does not mean Rakuten Pay is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
