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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Rakuten · launched 2016
Wallet tied to Japan's largest e-commerce group and its loyalty point ecosystem.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for Japanese wallet acceptance.
Market
In force since 4 Mar 2025
3.24% effective
−14.7% relative · from 3.80%
−24.1% relative · 3 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
4 Mar 2025 → current
16 May 2022 → 4 Mar 2025
Annual pricing review.
1 Jan 2019 → 16 May 2022
Online pricing across every country where this method is available, with the cost on a ¥100 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Japan | 3.24% | ¥3 | 3.24% | 4 Mar 2025 | Estimate |