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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Russia's central-bank instant payment and QR system, with merchant fees capped well below card rates by the regulator.
A scheme- or regulator-set rate, or a widely reported figure. Source: Bank of Russia capped SBP merchant fee.
In force since 22 Feb 2023
0.70% effective
−11.9% relative
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.