SEPA Direct Debit fees in Germany

European Payments Council · Online

Euro-area recurring debit with an eight-week no-questions-asked refund right for consumers.

Direct debitBusiness

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Current rate

0.35% + €0.25, capped at €5.23

In force since 4 Apr 2023Estimate

Cost on €100.00

€0.60

0.60% effective

Since last change

▼−0.06 pp

−14.3% relative

Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe SEPA Direct Debit pricing.

SEPA Direct Debit in other markets

CzechiaDenmarkFranceIrelandItalyNetherlandsPolandRomaniaSpain

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.