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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
European Payments Council · launched 2017
Euro-area instant account-to-account transfers, settled in under ten seconds. The 2024 Instant Payments Regulation requires banks to price it no higher than a standard credit transfer.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical PSP payment initiation fee.
In force since 21 May 2022
0.20% effective
relative · from 0%
relative · 2 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
21 May 2022 → current
Volume tier thresholds revised.
1 Jan 2019 → 21 May 2022
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| €0.20 |
| €0.20 |
| 0.20% |
| 13 Apr 2022 |
| Estimate |
| Netherlands | €0.20 | €0.20 | 0.20% | 21 May 2022 | Estimate |
| Spain | €0.20 | €0.20 | 0.20% | 29 Apr 2023 | Estimate |