SEPA Request-to-Pay fees in Spain

European Payments Council · Online

Messaging layer that lets a merchant request an instant SEPA payment, used to build A2A checkout across the euro area.

Real-time paymentPersonal & business

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Current rate

€0.15

In force since 23 Jun 2023Estimate

Cost on €100.00

€0.15

0.15% effective

Since last change

–0.00 pp

relative

Revisions recorded

Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for PSP initiation fee.

SEPA Request-to-Pay in other markets

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Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.