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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
European Payments Council · launched 2021
Messaging layer that lets a merchant request an instant SEPA payment, used to build A2A checkout across the euro area.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for PSP initiation fee.
In force since 29 May 2022
0.15% effective
relative · from 0%
relative · 2 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
29 May 2022 → current
1 Jan 2021 → 29 May 2022
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| France |
| €0.15 |
| €0.15 |
| 0.15% |
| 10 Mar 2023 |
| Estimate |
| Germany | €0.15 | €0.15 | 0.15% | 20 Dec 2022 | Estimate |
| Ireland | €0.15 | €0.15 | 0.15% | 16 Feb 2023 | Estimate |
| Italy | €0.15 | €0.15 | 0.15% | 1 Jan 2021 | Estimate |
| Luxembourg | €0.15 | €0.15 | 0.15% | 19 Aug 2022 | Estimate |
| Netherlands | €0.15 | €0.15 | 0.15% | 29 Jan 2025 | Estimate |
| Portugal | €0.15 | €0.15 | 0.15% | 18 Mar 2024 | Estimate |
| Spain | €0.15 | €0.15 | 0.15% | 23 Jun 2023 | Estimate |