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Square · Launched 2009
Flat-rate card-present acquiring aimed at small merchants, bundled with point-of-sale software and hardware.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Square published flat-rate pricing.Official site ↗Published pricing (US) ↗
In person · percentage component
Rates are step functions: each level holds until it is replaced.
In person pricing across every country where this method is available, with the cost on a $100.00 payment for comparison.
| 2.65% |
| CA$2.65 |
| 2.65% |
| 8 Oct 2023 |
| Estimate |
 France | 1.75% | €1.75 | 1.75% | 15 Mar 2023 | Estimate |
 Ireland | 1.75% | €1.75 | 1.75% | 27 Dec 2024 | Estimate |
 Japan | 3.25% | ¥3 | 3.25% | 24 Apr 2022 | Estimate |
 Spain | 1.75% | €1.75 | 1.75% | 25 Jan 2023 | Estimate |
 United Kingdom | 1.75% | £1.75 | 1.75% | 19 Apr 2024 | Estimate |
| United States | 2.6% + $0.10 | $2.70 | 2.70% | 11 Sept 2023 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Local acquiring introduced, reducing cross-border cost.
In United States, on the in person channel: 2.6% + $0.10, in force since 11 Sept 2023 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 8 markets here: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States. A market missing from the list has not been recorded yet, which does not mean Square Card present is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Australia