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FX live, 150 of 153 currencies refreshed 15 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Direct on-chain settlement in a dollar stablecoin. Borderless and final, with cost set by network fees rather than by geography, which is why it appears in every market at the same price.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Representative layer-2 network fee; mainnet Ethereum costs far more.
In force since 17 Apr 2022
2.44% effective
relative
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.