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stc pay · Launched 2018
Saudi digital wallet and licensed digital bank, spun out of the national telecom operator.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for wallet acceptance.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a SAR 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
 Bahrain | 1.75% | BHD 1.750 | 1.75% | 3 Jan 2022 | Estimate |
| Saudi Arabia |
| 1.75% |
| SAR 1.75 |
| 1.75% |
| 2 May 2025 |
| Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Volume tier thresholds revised.
In Saudi Arabia, on the online channel: 1.75%, in force since 2 May 2025 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 2 markets here: Bahrain, Saudi Arabia. A market missing from the list has not been recorded yet, which does not mean stc pay is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
