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Stripe · Launched 2018
Card-present acquiring via Stripe Terminal readers. Card-present interchange is materially lower than online, so the headline rate sits below the e-commerce equivalent.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe Terminal published pricing.Official site ↗Published pricing (US) ↗
In person · percentage component
Rates are step functions: each level holds until it is replaced.
In person pricing across every country where this method is available, with the cost on a CA$100.00 payment for comparison.
| 2.7% + CA$0.07 |
| CA$2.77 |
| 2.77% |
| 24 Jul 2022 |
| Estimate |
 France | 1.4% + €0.10 | €1.50 | 1.50% | 7 Apr 2024 | Estimate |
 Germany | 1.4% + €0.10 | €1.50 | 1.50% | 20 Jul 2025 | Estimate |
 Ireland | 1.4% + €0.10 | €1.50 | 1.50% | 14 Jun 2025 | Estimate |
 Italy | 1.4% + €0.10 | €1.50 | 1.50% | 13 Nov 2021 | Estimate |
 Netherlands | 1.4% + €0.10 | €1.50 | 1.50% | 10 May 2023 | Estimate |
 Singapore | 2.7% + SGD 0.06 | SGD 2.76 | 2.76% | 22 Jun 2022 | Estimate |
 Spain | 1.4% + €0.10 | €1.50 | 1.50% | 4 Dec 2022 | Estimate |
 United Kingdom | 1.4% + £0.10 | £1.50 | 1.50% | 20 Jan 2022 | Estimate |
 United States | 2.7% + $0.05 | $2.75 | 2.75% | 19 Jul 2024 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Scheme fee pass-through adjusted.
In Canada, on the in person channel: 2.7% + CA$0.07, in force since 24 Jul 2022 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 11 markets here: Australia, Canada, France, Germany, Ireland, Italy, Netherlands, Singapore, Spain, United Kingdom, and others. A market missing from the list has not been recorded yet, which does not mean Stripe Terminal (card present) is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Australia