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Stripe · Launched 2018
Card-present acquiring via Stripe Terminal readers. Card-present interchange is materially lower than online, so the headline rate sits below the e-commerce equivalent.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe Terminal published pricing.Official site ↗Published pricing (US) ↗
In person · percentage component
Rates are step functions: each level holds until it is replaced.
In person pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| 2.7% + CA$0.07 |
| CA$2.77 |
| 2.77% |
| 24 Jul 2022 |
| Estimate |
 France | 1.4% + €0.10 | €1.50 | 1.50% | 7 Apr 2024 | Estimate |
| Germany | 1.4% + €0.10 | €1.50 | 1.50% | 20 Jul 2025 | Estimate |
 Ireland | 1.4% + €0.10 | €1.50 | 1.50% | 14 Jun 2025 | Estimate |
 Italy | 1.4% + €0.10 | €1.50 | 1.50% | 13 Nov 2021 | Estimate |
 Netherlands | 1.4% + €0.10 | €1.50 | 1.50% | 10 May 2023 | Estimate |
 Singapore | 2.7% + SGD 0.06 | SGD 2.76 | 2.76% | 22 Jun 2022 | Estimate |
 Spain | 1.4% + €0.10 | €1.50 | 1.50% | 4 Dec 2022 | Estimate |
 United Kingdom | 1.4% + £0.10 | £1.50 | 1.50% | 20 Jan 2022 | Estimate |
 United States | 2.7% + $0.05 | $2.75 | 2.75% | 19 Jul 2024 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Volume tier thresholds revised.
Interchange mix shifted toward premium consumer credit cards.
In Germany, on the in person channel: 1.4% + €0.10, in force since 20 Jul 2025 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 11 markets here: Australia, Canada, France, Germany, Ireland, Italy, Netherlands, Singapore, Spain, United Kingdom, and others. A market missing from the list has not been recorded yet, which does not mean Stripe Terminal (card present) is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Australia