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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Standard blended card acquiring on Stripe for domestic online payments. Cross-border and currency-conversion surcharges apply on top of the headline rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe published standard pricing.
In force since 22 Apr 2025
3.60% effective
−11.9% relative
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
| Online | 3.6% | since 22 Apr 2025 |
| Chargeback | ¥2,354 | since 2 Apr 2025 |
| Currency conversion | 1% | since 12 Sept 2024 |
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.