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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Stripe · launched 2011
Standard blended card acquiring on Stripe for domestic online payments. Cross-border and currency-conversion surcharges apply on top of the headline rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe EEA domestic card rate.
In force since 28 Dec 2024
1.75% effective
−8.2% relative · from 1.63%
−18.6% relative · 4 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
28 Dec 2024 → current
27 Mar 2023 → 28 Dec 2024
Volume tier thresholds revised.
15 Sept 2020 → 27 Mar 2023
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
1 Jan 2019 → 15 Sept 2020
| Czechia |
| 1.5% + CZK 0.25 |
| CZK 1.75 |
| 1.75% |
| 8 Aug 2025 |
| Estimate |
| Denmark | 1.5% + DKK 0.25 | DKK 1.75 | 1.75% | 2 Dec 2023 | Estimate |
| France | 1.5% + €0.25 | €1.75 | 1.75% | 28 Oct 2024 | Estimate |
| Germany | 1.5% + €0.25 | €1.75 | 1.75% | 10 Jul 2025 | Estimate |
| Hong Kong | 3.4% + HK$2.35 | HK$5.75 | 5.75% | 27 Apr 2025 | Estimate |
| India | 2% | ₹2.00 | 2% | 8 Oct 2023 | Estimate |
| Ireland | 1.5% + €0.25 | €1.75 | 1.75% | 8 Mar 2025 | Estimate |
| Italy | 1.5% + €0.25 | €1.75 | 1.75% | 30 Dec 2023 | Estimate |
| Japan | 3.6% | ¥4 | 3.60% | 22 Apr 2025 | Estimate |
| Malaysia | 2.9% + MYR 1.22 | MYR 4.12 | 4.12% | 20 Mar 2025 | Estimate |
| Mexico | 3.6% + MX$3.00 | MX$6.60 | 6.60% | 9 Mar 2023 | Estimate |
| Netherlands | 1.5% + €0.25 | €1.75 | 1.75% | 28 Dec 2024 | Estimate |
| New Zealand | 2.7% + NZ$0.30 | NZ$3.00 | 3% | 24 Sept 2023 | Estimate |
| Poland | 1.5% + PLN 0.25 | PLN 1.75 | 1.75% | 21 Mar 2025 | Estimate |
| Romania | 1.5% + RON 0.25 | RON 1.75 | 1.75% | 5 Jun 2023 | Estimate |
| Singapore | 3.4% + SGD 0.50 | SGD 3.90 | 3.90% | 8 Dec 2024 | Estimate |
| South Africa | 2.9% + ZAR 4.88 | ZAR 7.78 | 7.78% | 23 Jul 2022 | Estimate |
| Spain | 1.5% + €0.25 | €1.75 | 1.75% | 19 Jan 2025 | Estimate |
| Sweden | 1.5% + SEK 0.25 | SEK 1.75 | 1.75% | 23 Jun 2024 | Estimate |
| Thailand | 2.9% + THB 10.00 | THB 12.90 | 12.90% | 17 Jun 2025 | Estimate |
| United Arab Emirates | 2.9% + AED 1.10 | AED 4.00 | 4% | 13 Mar 2024 | Estimate |
| United Kingdom | 1.5% + £0.20 | £1.70 | 1.70% | 11 Feb 2024 | Estimate |
| United States | 2.9% + $0.30 | $3.20 | 3.20% | 1 Aug 2021 | Estimate |