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Stripe · Launched 2011
Standard blended card acquiring on Stripe for domestic online payments. Cross-border and currency-conversion surcharges apply on top of the headline rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe EEA domestic card rate.Official site ↗Published pricing (US) ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| 3.99% + R$0.39 |
| R$4.38 |
| 4.38% |
| 25 Sept 2023 |
| Estimate |
 Canada | 2.9% + CA$0.30 | CA$3.20 | 3.20% | 29 Jun 2024 | Estimate |
 Czechia | 1.5% + CZK 0.25 | CZK 1.75 | 1.75% | 8 Aug 2025 | Estimate |
 Denmark | 1.5% + DKK 0.25 | DKK 1.75 | 1.75% | 2 Dec 2023 | Estimate |
| France | 1.5% + €0.25 | €1.75 | 1.75% | 28 Oct 2024 | Estimate |
 Germany | 1.5% + €0.25 | €1.75 | 1.75% | 10 Jul 2025 | Estimate |
 Hong Kong | 3.4% + HK$2.35 | HK$5.75 | 5.75% | 27 Apr 2025 | Estimate |
 India | 2% | ₹2.00 | 2% | 8 Oct 2023 | Estimate |
 Ireland | 1.5% + €0.25 | €1.75 | 1.75% | 8 Mar 2025 | Estimate |
 Italy | 1.5% + €0.25 | €1.75 | 1.75% | 30 Dec 2023 | Estimate |
 Japan | 3.6% | ¥4 | 3.60% | 22 Apr 2025 | Estimate |
 Malaysia | 2.9% + MYR 1.22 | MYR 4.12 | 4.12% | 20 Mar 2025 | Estimate |
 Mexico | 3.6% + MX$3.00 | MX$6.60 | 6.60% | 9 Mar 2023 | Estimate |
 Netherlands | 1.5% + €0.25 | €1.75 | 1.75% | 28 Dec 2024 | Estimate |
 New Zealand | 2.7% + NZ$0.30 | NZ$3.00 | 3% | 24 Sept 2023 | Estimate |
 Poland | 1.5% + PLN 0.25 | PLN 1.75 | 1.75% | 21 Mar 2025 | Estimate |
 Romania | 1.5% + RON 0.25 | RON 1.75 | 1.75% | 5 Jun 2023 | Estimate |
 Singapore | 3.4% + SGD 0.50 | SGD 3.90 | 3.90% | 8 Dec 2024 | Estimate |
 South Africa | 2.9% + ZAR 4.88 | ZAR 7.78 | 7.78% | 23 Jul 2022 | Estimate |
 Spain | 1.5% + €0.25 | €1.75 | 1.75% | 19 Jan 2025 | Estimate |
 Sweden | 1.5% + SEK 0.25 | SEK 1.75 | 1.75% | 23 Jun 2024 | Estimate |
 Thailand | 2.9% + THB 10.00 | THB 12.90 | 12.90% | 17 Jun 2025 | Estimate |
 United Arab Emirates | 2.9% + AED 1.10 | AED 4.00 | 4% | 13 Mar 2024 | Estimate |
 United Kingdom | 1.5% + £0.20 | £1.70 | 1.70% | 11 Feb 2024 | Estimate |
 United States | 2.9% + $0.30 | $3.20 | 3.20% | 1 Aug 2021 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Interchange mix shifted toward premium consumer credit cards.
In France, on the online channel: 1.5% + €0.25, in force since 28 Oct 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 26 markets here: Australia, Brazil, Canada, Czechia, Denmark, France, Germany, Hong Kong, India, Ireland, and others. A market missing from the list has not been recorded yet, which does not mean Stripe Card (online) is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Australia