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Tamara · Launched 2020
Saudi-headquartered BNPL provider offering split payments and longer instalment plans across the Gulf.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical regional BNPL merchant fee range.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a KWD 100.000 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Kuwait | 5.5% | KWD 5.500 | 5.50% | 12 Jun 2024 | Estimate |
| Saudi Arabia |
| 5.5% |
| SAR 5.50 |
| 5.50% |
| 7 Apr 2025 |
| Estimate |
 United Arab Emirates | 5.5% | AED 5.50 | 5.50% | 8 Dec 2022 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Volume tier thresholds revised.
Annual pricing review.
In Kuwait, on the online channel: 5.5%, in force since 12 Jun 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 3 markets here: Kuwait, Saudi Arabia, United Arab Emirates. A market missing from the list has not been recorded yet, which does not mean Tamara is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
