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FX live, 150 of 153 currencies refreshed 17 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Remittance app that charges no transfer fee on most corridors and monetises the exchange-rate spread instead. The headline cost is zero; the real cost sits in the currency conversion, which is why both are recorded here as separate channels.
A scheme- or regulator-set rate, or a widely reported figure. Source: TapTap Send's published zero-transfer-fee positioning.
In force since 1 Jan 2019
0% effective
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
| Payout | No fee | since 1 Jan 2019 |
| Currency conversion | 2.5% | since 21 Dec 2022 |
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.