FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
UnionPay Β· launched 2002
China's card network and, by cards issued, the largest in the world. Domestic merchant rates are capped by the regulator well below Western levels.
A scheme- or regulator-set rate, or a widely reported figure. Source: PBOC-capped domestic merchant service charge.
In force since 1 Nov 2023
0.60% effective
β5.5% relative Β· from 0.64%
β12.9% relative Β· 4 revisions
Online Β· percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
1 Nov 2023 β current
9 Feb 2022 β 1 Nov 2023
23 Aug 2020 β 9 Feb 2022
1 Jan 2019 β 23 Aug 2020
Online pricing across every country where this method is available, with the cost on a Β₯100 payment for comparison.
| Hong Kong |
| 0.6% |
| HK$0.60 |
| 0.60% |
| 28 Apr 2022 |
| Reported rate |
| Japan | 0.6% | Β₯1 | 0.60% | 1 Nov 2023 | Reported rate |
| Kazakhstan | 0.6% | KZTΒ 0.60 | 0.60% | 30 Jun 2024 | Reported rate |
| Laos | 0.6% | LAKΒ 0.60 | 0.60% | 22 Feb 2022 | Reported rate |
| Macau | 0.6% | MOPΒ 0.60 | 0.60% | 1 Nov 2021 | Reported rate |
| Malaysia | 0.6% | MYRΒ 0.60 | 0.60% | 2 Mar 2024 | Reported rate |
| Mongolia | 0.6% | MNTΒ 0.60 | 0.60% | 18 Feb 2024 | Reported rate |
| Myanmar | 0.6% | MMKΒ 0.60 | 0.60% | 6 Mar 2025 | Reported rate |
| Pakistan | 0.6% | PKRΒ 0.60 | 0.60% | 8 Oct 2023 | Reported rate |
| Russia | 0.6% | RUBΒ 0.60 | 0.60% | 23 Jun 2024 | Reported rate |
| Singapore | 0.6% | SGDΒ 0.60 | 0.60% | 20 Jan 2023 | Reported rate |
| South Korea | 0.6% | β©1 | 0.60% | 5 Sept 2022 | Reported rate |
| Thailand | 0.6% | THBΒ 0.60 | 0.60% | 21 Nov 2022 | Reported rate |
| United Arab Emirates | 0.6% | AEDΒ 0.60 | 0.60% | 15 Apr 2024 | Reported rate |
| United Kingdom | 0.6% | Β£0.60 | 0.60% | 13 May 2023 | Reported rate |