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NPCI · Online
India's instant account-to-account rail. Person-to-merchant UPI has carried a government-mandated zero merchant discount rate since January 2020, which is why it now dominates Indian retail payments.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: RBI / NPCI zero-MDR mandate.
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
