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FX live, 150 of 153 currencies refreshed 26 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
PayPal · launched 2009
PayPal's US consumer wallet, now accepted at merchant checkout as well as for peer-to-peer.
Taken from the provider's own published pricing. Source: PayPal/Venmo published commercial transaction rate.
Market
In force since 2 Jun 2024
3.98% effective
−13.8% relative · from 4.05%
−21.5% relative · 3 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
2 Jun 2024 → current
9 Aug 2021 → 2 Jun 2024
1 Jan 2019 → 9 Aug 2021
Online pricing across every country where this method is available, with the cost on a $100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| United States | 3.49% + $0.49 | $3.98 | 3.98% | 2 Jun 2024 | Published rate |