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Visa · Launched 1958
Scheme-level fees a merchant pays on top of interchange when the card was issued in a different country from the acquirer.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Visa international service assessment plus currency conversion.Official site ↗
Currency conversion · percentage component
Rates are step functions: each level holds until it is replaced.
Currency conversion pricing across every country where this method is available, with the cost on a AFN 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Afghanistan | 1% | AFN 1.00 | 1% | 12 Sept 2024 | Estimate |
| Åland Islands |
| 1% |
| €1.00 |
| 1% |
| 21 Aug 2025 |
| Estimate |
 Albania | 1% | ALL 1.00 | 1% | 17 Jul 2025 | Estimate |
 Algeria | 1% | DZD 1.00 | 1% | 1 Aug 2024 | Estimate |
 American Samoa | 1% | $1.00 | 1% | 16 May 2025 | Estimate |
 Andorra | 1% | €1.00 | 1% | 18 Sept 2023 | Estimate |
 Angola | 1% | AOA 1.00 | 1% | 22 Feb 2024 | Estimate |
 Anguilla | 1% | EC$1.00 | 1% | 19 Nov 2023 | Estimate |
 Antigua and Barbuda | 1% | EC$1.00 | 1% | 26 Nov 2023 | Estimate |
 Argentina | 1% | ARS 1.00 | 1% | 22 Apr 2025 | Estimate |
 Armenia | 1% | AMD 1.00 | 1% | 19 May 2023 | Estimate |
 Aruba | 1% | AWG 1.00 | 1% | 8 Oct 2022 | Estimate |
 Australia | 1% | A$1.00 | 1% | 25 Sept 2024 | Estimate |
 Austria | 1% | €1.00 | 1% | 9 Aug 2023 | Estimate |
 Azerbaijan | 1% | AZN 1.00 | 1% | 14 Nov 2023 | Estimate |
 Bahamas | 1% | BSD 1.00 | 1% | 24 Aug 2022 | Estimate |
 Bahrain | 1% | BHD 1.000 | 1% | 29 Jun 2022 | Estimate |
 Bangladesh | 1% | BDT 1.00 | 1% | 14 Mar 2025 | Estimate |
 Barbados | 1% | BBD 1.00 | 1% | 10 Sept 2023 | Estimate |
 Belarus | 1% | BYN 1.00 | 1% | 31 Jul 2023 | Estimate |
 Belgium | 1% | €1.00 | 1% | 29 Aug 2024 | Estimate |
 Belize | 1% | BZD 1.00 | 1% | 13 May 2023 | Estimate |
 Benin | 1% | F CFA 1 | 1% | 11 Sept 2021 | Estimate |
 Bermuda | 1% | BMD 1.00 | 1% | 21 Feb 2023 | Estimate |
 Bhutan | 1% | BTN 1.00 | 1% | 30 Nov 2024 | Estimate |
 Bolivia | 1% | BOB 1.00 | 1% | 12 Feb 2023 | Estimate |
 Bosnia and Herzegovina | 1% | BAM 1.00 | 1% | 23 Jul 2023 | Estimate |
 Botswana | 1% | BWP 1.00 | 1% | 26 Dec 2023 | Estimate |
 Brazil | 1% | R$1.00 | 1% | 23 Feb 2022 | Estimate |
 British Indian Ocean Territory | 1% | $1.00 | 1% | 7 Oct 2023 | Estimate |
 British Virgin Islands | 1% | $1.00 | 1% | 10 Apr 2022 | Estimate |
 Brunei | 1% | BND 1.00 | 1% | 2 May 2023 | Estimate |
 Bulgaria | 1% | BGN 1.00 | 1% | 27 Dec 2024 | Estimate |
 Burkina Faso | 1% | F CFA 1 | 1% | 27 Mar 2024 | Estimate |
 Burundi | 1% | BIF 1 | 1% | 21 Aug 2022 | Estimate |
 Cambodia | 1% | KHR 1.00 | 1% | 25 Sept 2021 | Estimate |
 Cameroon | 1% | FCFA 1 | 1% | 19 May 2023 | Estimate |
 Canada | 1% | CA$1.00 | 1% | 27 Sept 2022 | Estimate |
 Cape Verde | 1% | CVE 1.00 | 1% | 20 Sept 2024 | Estimate |
 Caribbean Netherlands | 1% | $1.00 | 1% | 4 Dec 2024 | Estimate |
 Cayman Islands | 1% | KYD 1.00 | 1% | 14 Apr 2023 | Estimate |
 Central African Republic | 1% | FCFA 1 | 1% | 22 Feb 2024 | Estimate |
 Chad | 1% | FCFA 1 | 1% | 23 Jan 2024 | Estimate |
 Chile | 1% | CLP 1 | 1% | 4 Feb 2022 | Estimate |
 China | 1% | CN¥1.00 | 1% | 11 Sept 2023 | Estimate |
 Colombia | 1% | COP 1.00 | 1% | 18 May 2023 | Estimate |
 Comoros | 1% | KMF 1 | 1% | 18 Jun 2024 | Estimate |
 Cook Islands | 1% | CKD 1.00 | 1% | 1 Jan 2025 | Estimate |
 Costa Rica | 1% | CRC 1.00 | 1% | 8 Feb 2022 | Estimate |
 Croatia | 1% | €1.00 | 1% | 5 May 2024 | Estimate |
 Cuba | 1% | CUC 1.00 | 1% | 11 Jan 2024 | Estimate |
 Curaçao | 1% | ANG 1.00 | 1% | 27 Feb 2023 | Estimate |
 Cyprus | 1% | €1.00 | 1% | 4 Apr 2024 | Estimate |
 Czechia | 1% | CZK 1.00 | 1% | 7 May 2023 | Estimate |
 Denmark | 1% | DKK 1.00 | 1% | 21 Sept 2023 | Estimate |
 Djibouti | 1% | DJF 1 | 1% | 25 Jan 2022 | Estimate |
 Dominica | 1% | EC$1.00 | 1% | 6 Sept 2022 | Estimate |
 Dominican Republic | 1% | DOP 1.00 | 1% | 26 Mar 2023 | Estimate |
 DR Congo | 1% | CDF 1.00 | 1% | 19 Dec 2022 | Estimate |
 Ecuador | 1% | $1.00 | 1% | 2 Mar 2022 | Estimate |
 Egypt | 1% | EGP 1.00 | 1% | 13 Feb 2024 | Estimate |
 El Salvador | 1% | $1.00 | 1% | 7 Mar 2025 | Estimate |
 Equatorial Guinea | 1% | FCFA 1 | 1% | 8 Sept 2021 | Estimate |
 Eritrea | 1% | ERN 1.00 | 1% | 19 Dec 2023 | Estimate |
 Estonia | 1% | €1.00 | 1% | 12 Nov 2024 | Estimate |
 Eswatini | 1% | SZL 1.00 | 1% | 22 Apr 2022 | Estimate |
 Ethiopia | 1% | ETB 1.00 | 1% | 16 Nov 2022 | Estimate |
 Falkland Islands | 1% | FKP 1.00 | 1% | 16 Sept 2024 | Estimate |
 Faroe Islands | 1% | DKK 1.00 | 1% | 10 May 2025 | Estimate |
 Fiji | 1% | FJD 1.00 | 1% | 4 Aug 2024 | Estimate |
 Finland | 1% | €1.00 | 1% | 17 Mar 2023 | Estimate |
 France | 1% | €1.00 | 1% | 12 Sept 2024 | Estimate |
 French Guiana | 1% | €1.00 | 1% | 18 Mar 2022 | Estimate |
 French Polynesia | 1% | CFPF 1 | 1% | 28 Oct 2022 | Estimate |
 Gabon | 1% | FCFA 1 | 1% | 5 Dec 2023 | Estimate |
 Gambia | 1% | GMD 1.00 | 1% | 24 Feb 2023 | Estimate |
 Georgia | 1% | GEL 1.00 | 1% | 22 Apr 2023 | Estimate |
 Germany | 1% | €1.00 | 1% | 20 Jun 2024 | Estimate |
 Ghana | 1% | GHS 1.00 | 1% | 26 Oct 2023 | Estimate |
 Gibraltar | 1% | GIP 1.00 | 1% | 23 Jul 2023 | Estimate |
 Greece | 1% | €1.00 | 1% | 16 Mar 2023 | Estimate |
 Greenland | 1% | DKK 1.00 | 1% | 28 Nov 2024 | Estimate |
 Grenada | 1% | EC$1.00 | 1% | 30 Jun 2025 | Estimate |
 Guadeloupe | 1% | €1.00 | 1% | 19 Oct 2021 | Estimate |
 Guam | 1% | $1.00 | 1% | 20 Feb 2025 | Estimate |
 Guatemala | 1% | GTQ 1.00 | 1% | 11 Dec 2021 | Estimate |
 Guernsey | 1% | £1.00 | 1% | 28 Jul 2024 | Estimate |
 Guinea | 1% | GNF 1 | 1% | 16 Nov 2024 | Estimate |
 Guinea-Bissau | 1% | F CFA 1 | 1% | 29 Aug 2023 | Estimate |
 Guyana | 1% | GYD 1.00 | 1% | 2 Jan 2025 | Estimate |
 Haiti | 1% | HTG 1.00 | 1% | 23 Mar 2023 | Estimate |
 Honduras | 1% | HNL 1.00 | 1% | 25 Jul 2023 | Estimate |
 Hong Kong | 1% | HK$1.00 | 1% | 27 Dec 2022 | Estimate |
 Hungary | 1% | HUF 1.00 | 1% | 6 Jul 2023 | Estimate |
 Iceland | 1% | ISK 1 | 1% | 16 Jun 2023 | Estimate |
 India | 1% | ₹1.00 | 1% | 2 Jun 2024 | Estimate |
 Indonesia | 1% | IDR 1.00 | 1% | 6 Jul 2024 | Estimate |
 Iran | 1% | IRR 1.00 | 1% | 6 May 2025 | Estimate |
 Iraq | 1% | IQD 1.000 | 1% | 16 Feb 2024 | Estimate |
 Ireland | 1% | €1.00 | 1% | 9 Jan 2025 | Estimate |
 Isle of Man | 1% | £1.00 | 1% | 1 Feb 2023 | Estimate |
 Israel | 1% | ₪1.00 | 1% | 17 Nov 2022 | Estimate |
 Italy | 1% | €1.00 | 1% | 2 Oct 2021 | Estimate |
 Ivory Coast | 1% | F CFA 1 | 1% | 16 Oct 2023 | Estimate |
 Jamaica | 1% | JMD 1.00 | 1% | 28 Jun 2025 | Estimate |
 Japan | 1% | ¥1 | 1% | 15 Jan 2022 | Estimate |
 Jersey | 1% | £1.00 | 1% | 6 Dec 2021 | Estimate |
 Jordan | 1% | JOD 1.000 | 1% | 27 Jan 2024 | Estimate |
 Kazakhstan | 1% | KZT 1.00 | 1% | 11 Feb 2024 | Estimate |
 Kenya | 1% | KES 1.00 | 1% | 19 Apr 2023 | Estimate |
 Kiribati | 1% | A$1.00 | 1% | 20 Sept 2021 | Estimate |
 Kosovo | 1% | €1.00 | 1% | 18 Nov 2021 | Estimate |
 Kuwait | 1% | KWD 1.000 | 1% | 3 Jan 2023 | Estimate |
 Kyrgyzstan | 1% | KGS 1.00 | 1% | 30 Apr 2022 | Estimate |
 Laos | 1% | LAK 1.00 | 1% | 1 Oct 2024 | Estimate |
 Latvia | 1% | €1.00 | 1% | 5 Apr 2023 | Estimate |
 Lebanon | 1% | LBP 1.00 | 1% | 27 Jun 2024 | Estimate |
 Lesotho | 1% | LSL 1.00 | 1% | 19 Jul 2024 | Estimate |
 Liberia | 1% | LRD 1.00 | 1% | 1 May 2023 | Estimate |
 Libya | 1% | LYD 1.000 | 1% | 31 Jan 2023 | Estimate |
 Liechtenstein | 1% | CHF 1.00 | 1% | 13 Sept 2024 | Estimate |
 Lithuania | 1% | €1.00 | 1% | 18 Jun 2022 | Estimate |
 Luxembourg | 1% | €1.00 | 1% | 13 Oct 2021 | Estimate |
 Macau | 1% | MOP 1.00 | 1% | 23 Feb 2025 | Estimate |
 Madagascar | 1% | MGA 1.00 | 1% | 14 Jul 2024 | Estimate |
 Malawi | 1% | MWK 1.00 | 1% | 5 Aug 2022 | Estimate |
 Malaysia | 1% | MYR 1.00 | 1% | 10 Nov 2022 | Estimate |
 Maldives | 1% | MVR 1.00 | 1% | 2 May 2022 | Estimate |
 Mali | 1% | F CFA 1 | 1% | 21 Oct 2021 | Estimate |
 Malta | 1% | €1.00 | 1% | 2 Dec 2024 | Estimate |
 Marshall Islands | 1% | $1.00 | 1% | 27 Dec 2021 | Estimate |
 Martinique | 1% | €1.00 | 1% | 28 Jun 2024 | Estimate |
 Mauritania | 1% | MRU 1.00 | 1% | 3 Feb 2024 | Estimate |
 Mauritius | 1% | MUR 1.00 | 1% | 12 Jul 2023 | Estimate |
 Mayotte | 1% | €1.00 | 1% | 30 Dec 2022 | Estimate |
 Mexico | 1% | MX$1.00 | 1% | 13 Jun 2024 | Estimate |
 Moldova | 1% | MDL 1.00 | 1% | 27 Jan 2024 | Estimate |
 Monaco | 1% | €1.00 | 1% | 2 Sept 2024 | Estimate |
 Mongolia | 1% | MNT 1.00 | 1% | 23 Oct 2023 | Estimate |
 Montenegro | 1% | €1.00 | 1% | 2 Nov 2022 | Estimate |
 Montserrat | 1% | EC$1.00 | 1% | 18 Sept 2023 | Estimate |
 Morocco | 1% | MAD 1.00 | 1% | 11 Aug 2022 | Estimate |
 Mozambique | 1% | MZN 1.00 | 1% | 10 Jul 2022 | Estimate |
 Myanmar | 1% | MMK 1.00 | 1% | 17 Aug 2025 | Estimate |
 Namibia | 1% | NAD 1.00 | 1% | 17 Dec 2021 | Estimate |
 Nauru | 1% | A$1.00 | 1% | 20 Nov 2023 | Estimate |
 Nepal | 1% | NPR 1.00 | 1% | 6 Jan 2022 | Estimate |
 Netherlands | 1% | €1.00 | 1% | 11 Feb 2022 | Estimate |
 New Caledonia | 1% | CFPF 1 | 1% | 1 Mar 2025 | Estimate |
 New Zealand | 1% | NZ$1.00 | 1% | 29 May 2024 | Estimate |
 Nicaragua | 1% | NIO 1.00 | 1% | 26 May 2025 | Estimate |
 Niger | 1% | F CFA 1 | 1% | 8 Jan 2022 | Estimate |
 Nigeria | 1% | NGN 1.00 | 1% | 31 Dec 2023 | Estimate |
 Niue | 1% | NZ$1.00 | 1% | 25 May 2023 | Estimate |
 North Korea | 1% | KPW 1.00 | 1% | 10 Mar 2022 | Estimate |
 North Macedonia | 1% | MKD 1.00 | 1% | 23 Feb 2023 | Estimate |
 Northern Mariana Islands | 1% | $1.00 | 1% | 17 Mar 2022 | Estimate |
 Norway | 1% | NOK 1.00 | 1% | 27 Jun 2024 | Estimate |
 Oman | 1% | OMR 1.000 | 1% | 27 Jun 2024 | Estimate |
 Pakistan | 1% | PKR 1.00 | 1% | 6 Feb 2024 | Estimate |
 Palau | 1% | $1.00 | 1% | 12 Mar 2024 | Estimate |
 Palestine | 1% | EGP 1.00 | 1% | 28 Nov 2022 | Estimate |
 Panama | 1% | PAB 1.00 | 1% | 31 Dec 2024 | Estimate |
 Papua New Guinea | 1% | PGK 1.00 | 1% | 17 Sept 2022 | Estimate |
 Paraguay | 1% | PYG 1 | 1% | 22 Mar 2024 | Estimate |
 Peru | 1% | PEN 1.00 | 1% | 28 Feb 2023 | Estimate |
 Philippines | 1% | ₱1.00 | 1% | 21 Nov 2024 | Estimate |
 Poland | 1% | PLN 1.00 | 1% | 7 Mar 2025 | Estimate |
 Portugal | 1% | €1.00 | 1% | 25 May 2023 | Estimate |
 Puerto Rico | 1% | $1.00 | 1% | 23 Dec 2024 | Estimate |
 Qatar | 1% | QAR 1.00 | 1% | 9 Jun 2022 | Estimate |
 Republic of the Congo | 1% | FCFA 1 | 1% | 30 Dec 2024 | Estimate |
 Réunion | 1% | €1.00 | 1% | 28 Apr 2025 | Estimate |
 Romania | 1% | RON 1.00 | 1% | 6 Oct 2024 | Estimate |
 Russia | 1% | RUB 1.00 | 1% | 16 Jan 2024 | Estimate |
 Rwanda | 1% | RWF 1 | 1% | 5 Jul 2022 | Estimate |
 Saint Barthélemy | 1% | €1.00 | 1% | 2 Jul 2023 | Estimate |
 Saint Helena, Ascension and Tristan da Cunha | 1% | £1.00 | 1% | 29 Apr 2024 | Estimate |
 Saint Kitts and Nevis | 1% | EC$1.00 | 1% | 30 Mar 2024 | Estimate |
 Saint Lucia | 1% | EC$1.00 | 1% | 14 Sept 2022 | Estimate |
 Saint Martin | 1% | €1.00 | 1% | 1 Aug 2022 | Estimate |
 Saint Pierre and Miquelon | 1% | €1.00 | 1% | 15 Apr 2022 | Estimate |
 Saint Vincent and the Grenadines | 1% | EC$1.00 | 1% | 13 Aug 2025 | Estimate |
 Samoa | 1% | WST 1.00 | 1% | 17 Oct 2024 | Estimate |
 San Marino | 1% | €1.00 | 1% | 14 Nov 2021 | Estimate |
 São Tomé and Príncipe | 1% | STN 1.00 | 1% | 24 Jun 2024 | Estimate |
 Saudi Arabia | 1% | SAR 1.00 | 1% | 22 Sept 2024 | Estimate |
 Senegal | 1% | F CFA 1 | 1% | 18 Jun 2025 | Estimate |
 Serbia | 1% | RSD 1.00 | 1% | 11 May 2023 | Estimate |
 Seychelles | 1% | SCR 1.00 | 1% | 15 Aug 2024 | Estimate |
 Sierra Leone | 1% | SLL 1.00 | 1% | 12 Apr 2022 | Estimate |
 Singapore | 1% | SGD 1.00 | 1% | 3 Oct 2021 | Estimate |
 Sint Maarten | 1% | ANG 1.00 | 1% | 17 Aug 2025 | Estimate |
 Slovakia | 1% | €1.00 | 1% | 8 Jul 2022 | Estimate |
 Slovenia | 1% | €1.00 | 1% | 21 Jul 2025 | Estimate |
 Solomon Islands | 1% | SBD 1.00 | 1% | 24 Sept 2024 | Estimate |
 Somalia | 1% | SOS 1.00 | 1% | 29 Jan 2022 | Estimate |
 South Africa | 1% | ZAR 1.00 | 1% | 13 Aug 2024 | Estimate |
 South Korea | 1% | ₩1 | 1% | 26 Feb 2024 | Estimate |
 South Sudan | 1% | SSP 1.00 | 1% | 8 Aug 2022 | Estimate |
 Spain | 1% | €1.00 | 1% | 19 Apr 2024 | Estimate |
 Sri Lanka | 1% | LKR 1.00 | 1% | 14 May 2022 | Estimate |
 Sudan | 1% | SDG 1.00 | 1% | 6 Jul 2024 | Estimate |
 Suriname | 1% | SRD 1.00 | 1% | 8 May 2022 | Estimate |
 Sweden | 1% | SEK 1.00 | 1% | 1 Nov 2022 | Estimate |
 Switzerland | 1% | CHF 1.00 | 1% | 20 Oct 2021 | Estimate |
 Syria | 1% | SYP 1.00 | 1% | 11 Nov 2023 | Estimate |
 Taiwan | 1% | NT$1.00 | 1% | 3 Oct 2023 | Estimate |
 Tajikistan | 1% | TJS 1.00 | 1% | 30 Sept 2022 | Estimate |
 Tanzania | 1% | TZS 1.00 | 1% | 11 Aug 2025 | Estimate |
 Thailand | 1% | THB 1.00 | 1% | 21 May 2025 | Estimate |
 Timor-Leste | 1% | $1.00 | 1% | 2 Oct 2024 | Estimate |
 Togo | 1% | F CFA 1 | 1% | 24 Apr 2023 | Estimate |
 Tonga | 1% | TOP 1.00 | 1% | 23 Nov 2024 | Estimate |
 Trinidad and Tobago | 1% | TTD 1.00 | 1% | 27 Oct 2023 | Estimate |
 Tunisia | 1% | TND 1.000 | 1% | 17 Dec 2023 | Estimate |
 Türkiye | 1% | TRY 1.00 | 1% | 12 Oct 2024 | Estimate |
 Turkmenistan | 1% | TMT 1.00 | 1% | 25 Sept 2024 | Estimate |
 Turks and Caicos Islands | 1% | $1.00 | 1% | 29 Sept 2024 | Estimate |
 Tuvalu | 1% | A$1.00 | 1% | 15 Sept 2024 | Estimate |
 Uganda | 1% | UGX 1 | 1% | 6 Sept 2023 | Estimate |
 Ukraine | 1% | UAH 1.00 | 1% | 16 Sept 2022 | Estimate |
 United Arab Emirates | 1% | AED 1.00 | 1% | 19 Oct 2022 | Estimate |
 United Kingdom | 1% | £1.00 | 1% | 19 Dec 2023 | Estimate |
 United States | 1% | $1.00 | 1% | 25 Feb 2025 | Estimate |
 United States Virgin Islands | 1% | $1.00 | 1% | 6 Jan 2024 | Estimate |
 Uruguay | 1% | UYU 1.00 | 1% | 11 Dec 2022 | Estimate |
 Uzbekistan | 1% | UZS 1.00 | 1% | 26 Oct 2024 | Estimate |
 Vanuatu | 1% | VUV 1 | 1% | 9 Nov 2022 | Estimate |
 Vatican City | 1% | €1.00 | 1% | 1 May 2022 | Estimate |
 Venezuela | 1% | VES 1.00 | 1% | 18 Nov 2024 | Estimate |
 Vietnam | 1% | ₫1 | 1% | 30 Aug 2025 | Estimate |
 Wallis and Futuna | 1% | CFPF 1 | 1% | 6 Feb 2025 | Estimate |
 Yemen | 1% | YER 1.00 | 1% | 1 Oct 2024 | Estimate |
 Zambia | 1% | ZMW 1.00 | 1% | 25 Sept 2021 | Estimate |
 Zimbabwe | 1% | BWP 1.00 | 1% | 3 Jul 2022 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Scheme fee pass-through adjusted.
In Afghanistan, on the currency conversion channel: 1%, in force since 12 Sept 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 236 markets here: Afghanistan, Åland Islands, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, and others. A market missing from the list has not been recorded yet, which does not mean Visa Cross-border scheme fees is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
