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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
The oldest and widest cash remittance network, reaching agents in almost every country. Priced well above digital-first competitors, and the price is the reach: cash payout where no bank or wallet exists.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical corridor pricing; varies widely by route and payout method.
In force since 20 Mar 2022
387.50% effective
−8.4% relative
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
| Payout | 3.5% + NPR 384.00 | since 20 Mar 2022 |
| Currency conversion | 3% | since 29 May 2023 |
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.