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Western Union · Launched 1871
The oldest and widest cash remittance network, reaching agents in almost every country. Priced well above digital-first competitors, and the price is the reach: cash payout where no bank or wallet exists.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Estimated FX margin.Official site ↗
Currency conversion · percentage component
Rates are step functions: each level holds until it is replaced.
Currency conversion pricing across every country where this method is available, with the cost on a NPR 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
 Bangladesh | 3% | BDT 3.00 | 3% | 20 Aug 2022 | Estimate |
 Colombia |
| 3% |
| COP 3.00 |
| 3% |
| 6 Apr 2023 |
| Estimate |
 Dominican Republic | 3% | DOP 3.00 | 3% | 21 Jul 2023 | Estimate |
 Egypt | 3% | EGP 3.00 | 3% | 9 Jan 2023 | Estimate |
 Ghana | 3% | GHS 3.00 | 3% | 3 Oct 2024 | Estimate |
 Guatemala | 3% | GTQ 3.00 | 3% | 23 Dec 2023 | Estimate |
 India | 3% | ₹3.00 | 3% | 18 Sept 2022 | Estimate |
 Indonesia | 3% | IDR 3.00 | 3% | 14 Sept 2022 | Estimate |
 Iraq | 3% | IQD 3.000 | 3% | 26 Feb 2024 | Estimate |
 Jordan | 3% | JOD 3.000 | 3% | 13 Feb 2025 | Estimate |
 Kenya | 3% | KES 3.00 | 3% | 1 Sept 2024 | Estimate |
 Lebanon | 3% | LBP 3.00 | 3% | 27 Jun 2024 | Estimate |
 Mexico | 3% | MX$3.00 | 3% | 15 Feb 2022 | Estimate |
 Morocco | 3% | MAD 3.00 | 3% | 18 Jul 2022 | Estimate |
| Nepal | 3% | NPR 3.00 | 3% | 29 May 2023 | Estimate |
 Nigeria | 3% | NGN 3.00 | 3% | 16 Nov 2024 | Estimate |
 Pakistan | 3% | PKR 3.00 | 3% | 2 Dec 2021 | Estimate |
 Peru | 3% | PEN 3.00 | 3% | 1 Mar 2023 | Estimate |
 Philippines | 3% | ₱3.00 | 3% | 17 Mar 2022 | Estimate |
 Romania | 3% | RON 3.00 | 3% | 4 Feb 2022 | Estimate |
 Sri Lanka | 3% | LKR 3.00 | 3% | 4 Nov 2022 | Estimate |
 Türkiye | 3% | TRY 3.00 | 3% | 10 Nov 2021 | Estimate |
 Ukraine | 3% | UAH 3.00 | 3% | 13 Feb 2025 | Estimate |
 Vietnam | 3% | ₫3 | 3% | 5 Jun 2023 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Nepal, on the currency conversion channel: 3%, in force since 29 May 2023 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 24 markets here: Bangladesh, Colombia, Dominican Republic, Egypt, Ghana, Guatemala, India, Indonesia, Iraq, Jordan, and others. A market missing from the list has not been recorded yet, which does not mean Western Union is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
