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Western Union · launched 1871
The oldest and widest cash remittance network, reaching agents in almost every country. Priced well above digital-first competitors, and the price is the reach: cash payout where no bank or wallet exists.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical corridor pricing; varies widely by route and payout method.
In force since 24 Jun 2023
3335.50% effective
−6.8% relative · from 3.76%
−15.7% relative · 4 revisions
Payout · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
24 Jun 2023 → current
6 Dec 2021 → 24 Jun 2023
Annual pricing review.
11 Aug 2020 → 6 Dec 2021
Payout pricing across every country where this method is available, with the cost on a NGN 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Bangladesh | 3.5% + BDT 308.00 | BDT 311.50 | 311.50% | 17 Feb 2022 | Estimate |
| Colombia | 3.5% + COP 7,914.00 | COP 7,917.50 | 7917.50% | 30 Sept 2021 | Estimate |
| Dominican Republic | 3.5% + DOP 147.00 | DOP 150.50 | 150.50% | 15 Apr 2022 |
In Nigeria, on the payout channel: 3.5% + NGN 3,332.00, in force since 24 Jun 2023 (estimate). Fees differ by market and channel, and the table above lists each one.
Channel
1 Jan 2019 → 11 Aug 2020
| Egypt | 3.5% + EGP 130.00 | EGP 133.50 | 133.50% | 15 May 2022 | Estimate |
| Ghana | 3.5% + GHS 28.66 | GHS 32.16 | 32.16% | 3 Jun 2025 | Estimate |
| Guatemala | 3.5% + GTQ 19.14 | GTQ 22.64 | 22.64% | 22 Dec 2021 | Estimate |
| India | 3.5% + ₹240.00 | ₹243.50 | 243.50% | 15 Jun 2024 | Estimate |
| Indonesia | 3.5% + IDR 44,476.00 | IDR 44,479.50 | 44479.50% | 23 Mar 2022 | Estimate |
| Iraq | 3.5% + IQD 3,286.000 | IQD 3,289.500 | 3289.50% | 12 Sept 2023 | Estimate |
| Jordan | 3.5% + JOD 1.770 | JOD 5.270 | 5.27% | 18 Aug 2023 | Estimate |
| Kenya | 3.5% + KES 324.00 | KES 327.50 | 327.50% | 29 Jun 2022 | Estimate |
| Lebanon | 3.5% + LBP 223,750.00 | LBP 223,753.50 | 223753.50% | 24 May 2025 | Estimate |
| Mexico | 3.5% + MX$43.07 | MX$46.57 | 46.57% | 5 Aug 2023 | Estimate |
| Morocco | 3.5% + MAD 23.84 | MAD 27.34 | 27.34% | 22 Jul 2024 | Estimate |
| Nepal | 3.5% + NPR 384.00 | NPR 387.50 | 387.50% | 20 Mar 2022 | Estimate |
| Nigeria | 3.5% + NGN 3,332.00 | NGN 3,335.50 | 3335.50% | 24 Jun 2023 | Estimate |
| Pakistan | 3.5% + PKR 695.00 | PKR 698.50 | 698.50% | 13 Aug 2023 | Estimate |
| Peru | 3.5% + PEN 8.45 | PEN 11.95 | 11.95% | 11 Nov 2023 | Estimate |
| Philippines | 3.5% + ₱157.00 | ₱160.50 | 160.50% | 20 Oct 2021 | Estimate |
| Romania | 3.5% + RON 11.47 | RON 14.97 | 14.97% | 14 Jan 2022 | Estimate |
| Sri Lanka | 3.5% + LKR 825.00 | LKR 828.50 | 828.50% | 28 Feb 2023 | Estimate |
| Türkiye | 3.5% + TRY 122.00 | TRY 125.50 | 125.50% | 23 Aug 2025 | Estimate |
| Ukraine | 3.5% + UAH 112.00 | UAH 115.50 | 115.50% | 16 Jan 2023 | Estimate |
| Vietnam | 3.5% + ₫64,987 | ₫64,991 | 64990.50% | 31 Aug 2024 | Estimate |
It is priced in 24 markets here: Bangladesh, Colombia, Dominican Republic, Egypt, Ghana, Guatemala, India, Indonesia, Iraq, Jordan, and others. A market missing from the list has not been recorded yet, which does not mean Western Union is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.