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FX live, 150 of 153 currencies refreshed 26 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Yoco · launched 2015
South African card-present acquirer built for small merchants, bundling reader hardware with a flat rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for SME card-present pricing.
Market
In force since 1 Sept 2022
2.60% effective
−14.1% relative · from 3.03%
−26.1% relative · 3 revisions
In person · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
1 Sept 2022 → current
24 Sept 2020 → 1 Sept 2022
Scheme fee pass-through adjusted.
1 Jan 2019 → 24 Sept 2020
In person pricing across every country where this method is available, with the cost on a ZAR 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| South Africa | 2.6% | ZAR 2.60 | 2.60% | 1 Sept 2022 | Estimate |