
Yoco · Launched 2015
South African card-present acquirer built for small merchants, bundling reader hardware with a flat rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for SME card-present pricing.Official site ↗
In person · percentage component
Rates are step functions: each level holds until it is replaced.
In person pricing across every country where this method is available, with the cost on a ZAR 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| 2.6% | ZAR 2.60 | 2.60% | 1 Sept 2022 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Scheme fee pass-through adjusted.
In South Africa, on the in person channel: 2.6%, in force since 1 Sept 2022 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: South Africa. A market missing from the list has not been recorded yet, which does not mean Yoco is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.