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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Provider
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
Priced separately
Where a product is priced
Across its products
Closed-loop network acceptance. Amex typically prices above Visa/Mastercard because it does not split interchange with a separate issuer.
Priced in 11 markets · headline rate 2.50% to 3.50% · 2-3 days · Business
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.