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Closed-loop card network and issuer, typically priced above Visa/Mastercard.
Closed-loop network acceptance. Amex typically prices above Visa/Mastercard because it does not split interchange with a separate issuer.
Priced in 11 markets · Headline rate 2.50% to 3.50% · 2-3 days · Business
| Market | Listed fee | Channel | Status | In force since | Details |
|---|---|---|---|---|---|
 Australia | 3.5% + A$0.14 | Online | Estimate | View | |
 Canada | 3.5% + CA$0.14 | Online | Estimate | View | |
 France | 2.5% + €0.10 | Online | Estimate | View | |
 Germany | 2.5% + €0.10 | Online | Estimate | View | |
 Italy | 2.5% + €0.10 | Online | Estimate | View | |
 Japan | 3.5% + ¥16 | Online | Estimate | View |
It depends on the product and the market. American Express Merchant acceptance, headline rate 2.50% to 3.50% in 11 markets. The headline rate is the percentage part only; fixed fees, minimums and caps are listed per market.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
Its products here are payment methods businesses accept at checkout.
Its products are priced in 11 markets here. A market missing from the list has not been recorded yet, which does not mean American Express is absent there.
Each rate shows the date it took effect and whether it is published by American Express, reported or estimated. The newest change shown took effect on 9 Feb 2025. Check with American Express before relying on a figure.
