Loading page
FX live, 150 of 153 currencies refreshed 17 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Priced separately
Where a product is priced
Across its products
Bank-owned instant transfer network built into most US banking apps. Free between consumers and, critically, irreversible, there is no dispute process, which is why it is not a merchant checkout rail.
Priced in 1 market · headline rate 0% · Instant · Personal
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
