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UnifyPay is in beta. Coverage is curated rather than complete, some fees are recorded as estimates rather than published rates, and provider exchange-rate margins are not tracked at all. Every figure carries the date it took effect and how well sourced it is, so you can see which is which. Tell us when something looks wrong.

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Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision. Provider names and logos are trade marks of their respective owners, used for identification in a comparative context; no affiliation or endorsement is implied.

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Fincra: company profile · UnifyPay

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Company profile

Fincra

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Fincra is a payments company based in Lagos, Nigeria, founded in 2021. Its main focus is African Payment Infrastructure, and it operates in Africa, Europe and North America. It lists support for 10 payment methods, including Visa, Mastercard and USDT.

Fees

We have not verified what Fincra charges, so it does not appear in any comparison, ranking or fee table on this site.

Headline the company lists, unverified: “1%–3.5%”

Listed headlines are supplied by the companies themselves and are often ranges, one market’s price, or “contact us”. Ask Fincra for a quote before relying on one, or ask us to cover it.

At a glance

Headquarters: Lagos, Nigeria
Founded: 2021
Settlement time: Next business day
Best for: African Payment Infrastructure
Fee model: Flat rate
Platforms: Online
Regions: Africa, Europe, North America
Countries: Canada, Cameroon, United Kingdom, Ghana, Kenya, Nigeria, Senegal, Uganda, South Africa
SDKs: Node, Php, Python, Rest API
API docs: docs.fincra.com

Payment methods listed

Bank Transfer
Credit Card
Debit Card
M-Pesa
Mastercard
Mobile Money
USDC
USDT
Virtual Account
Visa

Features listed

Crypto support
Instant payout
Startup friendly

The facts on this page come from public payment directories and have not been checked by us. Spotted something wrong? Tell us.