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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Priced separately
Where a product is priced
Across its products
Tokenised wallet on card rails in most markets, and a UPI front-end in India where the merchant rate is zero for person-to-merchant UPI.
Priced in 12 markets · headline rate 0% to 2.90% · 2-3 days · Personal & business
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
