NIBSS fees

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UnifyPay is in beta. Coverage is curated rather than complete, some fees are recorded as estimates rather than published rates, and provider exchange-rate margins are not tracked at all. Every figure carries the date it took effect and how well sourced it is, so you can see which is which. Tell us when something looks wrong. What beta means here.

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.

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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.

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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.

NIBSS fees · UnifyPay

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NIBSS fees

Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.

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Products: 1
Markets: 1
Cheapest headline rate: 0%

nibss-plc.com.ng

Products NIBSS runs

NIBSS Instant PaymentReal-time payment

Nigeria's instant interbank transfer rail. Regulator-capped flat fees make it dramatically cheaper than cards, and it carries the bulk of Nigerian retail payment value.

Priced in 1 market · headline rate 0% · Instant · Personal & business

NigeriaOnlineNGN 50.00, capped at NGN 50.00Reported rate21 Aug 2022