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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Provider
Cross-border transfers at the mid-market rate with an explicit, separated fee.
Priced separately
Where a product is priced
Across its products
Cross-border transfer at the mid-market exchange rate with the fee charged explicitly rather than hidden in the FX spread. The percentage varies by corridor.
Priced in 20 markets · headline rate 0.43% to 0.62% · Same day · Personal & business
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.