• ★

  SEPA Credit Transfer

  European Payments Council · Next day

  CZK 0.25

  0.01%

  Listed fee

  CZK 0.25

  Channel

  Online

  EstimateVisit site
• 2

  SEPA Direct Debit

  European Payments Council · Up to a week

  CZK 7.88

  0.36%

Payment methods in Czechia, cheapest first

#	Method	Listed fee	Channel	Cost on $100	Effective	Basis	Go to provider
★	SEPA Credit TransferEuropean Payments Council · Next day	CZK 0.25	Online	CZK 0.25	0.01%	Estimate	Visit site
2

Cheaper on paper, but not a walk-up option

These settle for less than anything above and the figure is real. It is also not the cost: the payer has to buy the asset and the recipient has to sell it, and both spreads are set by an exchange and not recorded here. Ranking them above rails you can walk up to would put a fraction of the price where the price belongs.

• Stablecoin settlement (USDC / USDT)0.05% · Needs a crypto wallet

Also available, but not at a checkout

These are real rails with real fees, and several are cheaper than anything above. They are consumer-to-consumer or interbank only, so a merchant cannot be paid through them and ranking them against the list above would be comparing different products.

• Remitly International transfer1.98%

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.