Cheapest way to receive a payment in Russia

Cheapest way to receive a payment in Russia · UnifyPay

Cheapest

🇷🇺 Cheapest way to receive a payment in Russia

Ranked on the equivalent of $100, because the ordering changes with the amount and a table without one is guesswork. Rails a merchant cannot accept are listed separately below rather than allowed to win.

★ Cheapest option

UnionPay

0.60% effective · RUB 49.05

Methods ranked

A merchant can accept these

Spread to the dearest

3.11 USD

Per $100 taken

All providers in RussiaPrice a specific amount

★
UnionPay
UnionPay · 2-3 days
RUB 49.05
0.60%
Listed fee
0.6%
Channel
Online
Reported rateVisit site
2
SBP (Faster Payments System)
Bank of Russia · Instant
RUB 57.22
0.70%
Listed fee
0.7%

Payment methods in Russia, cheapest first
#	Method	Listed fee	Channel	Cost on $100	Effective	Basis	Go to provider
★	UnionPayUnionPay · 2-3 days	0.6%	Online	RUB 49.05	0.60%	Reported rate	Visit site
2	SBP (Faster Payments System)

Cheaper on paper, but not a walk-up option

These settle for less than anything above and the figure is real. It is also not the cost: the payer has to buy the asset and the recipient has to sell it, and both spreads are set by an exchange and not recorded here. Ranking them above rails you can walk up to would put a fraction of the price where the price belongs.

Stablecoin settlement (USDC / USDT)0.05% · Needs a crypto wallet

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.