Cheapest way to take a payment in Russia

Cheapest way to take a payment in Russia · UnifyPay

Cheapest

🇷🇺 Cheapest way to take a payment in Russia

Ranked on the equivalent of $100, because the ordering changes with the amount and a table without one is guesswork. Rails a merchant cannot accept are listed separately below rather than allowed to win.

★ Cheapest option

Stablecoin settlement (USDC / USDT)

0.05% effective · RUB 4.21

Methods ranked

A merchant can accept these

Spread to the dearest

3.65 USD

Per $100 taken

All providers in RussiaPrice a specific amount

★
Stablecoin settlement (USDC / USDT)
Circle · Instant
RUB 4.21
0.05%
Listed fee
RUB 4.21
Channel
Online
EstimateVisit site
2
UnionPay
UnionPay · 2-3 days
RUB 50.38
0.60%
Listed fee
0.6%
Channel
Online
Reported rateVisit site
3
SBP (Faster Payments System)
Bank of Russia · Instant
RUB 58.78
0.70%
Listed fee
0.7%
Channel
Online
Reported rateVisit site
4
Mir
NSPK · 2-3 days
RUB 109.16
1.30%
Listed fee
1.3%
Channel
Online
EstimateVisit site
5
Visa / Mastercard International acceptance
Mastercard · 2-3 days
RUB 310.78
3.70%
Listed fee
3.4% + RUB 25.28
Channel
Online
EstimateVisit site

Payment methods in Russia, cheapest first
#	Method	Listed fee	Channel	Cost on $100	Effective	Basis	Go to provider
★	Stablecoin settlement (USDC / USDT)Circle · Instant	RUB 4.21	Online	RUB 4.21	0.05%	Estimate	Visit site
2	UnionPay

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.