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Payment methods, providers and fees in Canada, grouped by who provides each rail and what each product charges.
Latest fee change recorded 30 Oct 2026
Priced in this market
Operating here
Across every channel
That fees here are charged in
Card · In person · since
CA$0.07
0.05% on CA$140.94
Real-time payment · Online · since
CA$1.00
0.71% on CA$140.94
17 products from 15 providers are priced here, including Interac Debit, Interac e-Transfer, Stripe Card (online), Stripe Terminal (card present), Affirm, Afterpay / Clearpay.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
2 products priced in Canada
2.9% + CA$0.30
3.11% on CA$140.94
Card · In person · since
2.7% + CA$0.07
2.75% on CA$140.94
Buy now, pay later · Online · since
5.99% + CA$0.42
6.29% on CA$140.94
Buy now, pay later · Online · since
4.5% + CA$0.42
4.80% on CA$140.94
Card · Online · since
3.5% + CA$0.14
3.60% on CA$140.94
Digital wallet · Online · since
2.9% + CA$0.42
3.20% on CA$140.94
Crypto · Online · since
CA$0.07
0.05% on CA$140.94
Digital wallet · Online · since
2.9% + CA$0.42
3.20% on CA$140.94
Buy now, pay later · Online · since
3.29% + CA$0.42
3.59% on CA$140.94
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + CA$0.42
3.70% on CA$140.94
Digital wallet · Online · since
Also priced for Chargeback, Currency conversion
2.9% + CA$0.30
3.11% on CA$140.94
Remittance · Payout · since
No fee
0% on CA$140.94
Card · In person · since
2.65%
2.65% on CA$140.94
Card · Currency conversion · since
1%
1% on CA$140.94
Remittance · Payout · since
0.55% + CA$0.49
0.90% on CA$140.94
Of the rails a business can accept online, Interac e-Transfer costs least on the equivalent of $100: CA$1.00. The ranking can change at other amounts.
CAD: every fee recorded for Canada is priced in it.
Of 23 fee records, 1 is published by the provider, 1 is reported by a scheme, a regulator or wide documentation, and 21 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
