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Payment methods, providers and fees in Sweden, grouped by who provides each rail and what each product charges.
Latest fee change recorded 30 Oct 2026
Priced in this market
Operating here
Across every channel
That fees here are charged in
Bank transfer · Online · since
SEK 0.25
0.03% on SEK 988.92
Direct debit · Online · since
0.35% + SEK 0.25, capped at SEK 59.02
0.38% on SEK 988.92
12 products from 11 providers are priced here, including SEPA Credit Transfer, SEPA Direct Debit, Adyen Interchange++, Apple Pay, Stablecoin settlement (USDC / USDT), Swish.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
Card · Online · since
0.5% + SEK 0.11
0.51% on SEK 988.92
Digital wallet · Online · since
2.9% + SEK 2.95
3.20% on SEK 988.92
Crypto · Online · since
SEK 0.49
0.05% on SEK 988.92
Real-time payment · Online · since
SEK 2.00
0.20% on SEK 988.92
Buy now, pay later · Online · since
3.29% + SEK 2.95
3.59% on SEK 988.92
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + SEK 2.95
3.70% on SEK 988.92
Remittance · Payout · since
SEK 14.77
1.49% on SEK 988.92
1.5% + SEK 0.25
1.53% on SEK 988.92
Bank transfer · Online · since
0.9% + SEK 0.20
0.92% on SEK 988.92
Card · Currency conversion · since
1%
1% on SEK 988.92
Of the rails a business can accept online, SEPA Credit Transfer costs least on the equivalent of $100: SEK 0.25. The ranking can change at other amounts.
SEK: every fee recorded for Sweden is priced in it.
Of 16 fee records, 1 is published by the provider, none are reported by a scheme, a regulator or wide documentation, and 15 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
