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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Cheapest
Ranked on the equivalent of $100, because the ordering changes with the amount and a table without one is guesswork. Rails a merchant cannot accept are listed separately below rather than allowed to win.
★ Cheapest option
SEPA Credit Transfer
0.03% effective · SEK 0.25
A merchant can accept these
Per $100 taken
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
| SEK 0.49 |
| Online |
| SEK 0.49 |
| 0.05% |
| Estimate |
| Visit site |
| 3 |  SwishGetswish · Instant | SEK 2.00 | Online | SEK 2.00 | 0.20% | Estimate | Visit site |
| 4 |  SEPA Direct DebitEuropean Payments Council · Up to a week | 0.35% + SEK 0.25, capped at SEK 59.02 | Online | SEK 3.72 | 0.38% | Estimate | Visit site |
| 5 |  Adyen Interchange++Adyen · 2-3 days | 0.5% + SEK 0.11 | Online | SEK 5.07 | 0.51% | Estimate | Visit site |
| 6 |  TrustlyTrustly · Next day | 0.9% + SEK 0.20 | Online | SEK 9.12 | 0.92% | Estimate | Visit site |
| 7 |  Stripe Card (online)Stripe · 2-3 days | 1.5% + SEK 0.25 | Online | SEK 15.12 | 1.53% | Estimate | Visit site |
| 8 |  Apple PayApple · 2-3 days | 2.9% + SEK 2.95 | Online | SEK 31.69 | 3.20% | Estimate | Visit site |
| 9 |  Klarna Pay in 3 / Pay laterKlarna · 2-3 days | 3.29% + SEK 2.95 | Online | SEK 35.56 | 3.59% | Estimate | Visit site |
| 10 |  Visa / Mastercard International acceptanceMastercard · 2-3 days | 3.4% + SEK 2.95 | Online | SEK 36.65 | 3.70% | Estimate | Visit site |
