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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Provider
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
Priced separately
Where a product is priced
Across its products
Instalment checkout. The merchant carries the credit risk cost in the rate, which is why BNPL prices well above card acquiring, merchants accept it for the conversion and basket-size lift.
Priced in 15 markets · headline rate 3.29% · 2-3 days · Personal & business
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
Real-time bank transfer at checkout, formerly Sofortüberweisung, strongest in German-speaking Europe.
Priced in 5 markets · headline rate 0.90% · Next day · Business