Klarna

2 products · 18 markets

6cheaper inVisit site

PayPal

2 products · 23 markets

5cheaper inVisit site

Shared markets

11

Where both are priced

Only Klarna

7

Markets the other lacks

Only PayPal

12

Markets the other lacks

Klarna is cheaper in 6 of the 11 shared markets, PayPal in 5. Each side is priced on the equivalent of $100 through its cheapest product in that market, and both sides are always quoted on the same channel, since a card rate and a payout rate are not the same purchase.

Fees are compared on the equivalent of $100 so markets with different currencies rank against each other rather than by nominal number. A provider running several products is represented by whichever is cheapest in that market, which is the fairest read of “what would this cost me”. Rates marked 0% are genuinely free at the point of use, not missing data. The channel beside each market is the one both providers are quoted on.

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.