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Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
PayPal wallet checkout for merchants. Buyer protection and dispute handling are bundled into the rate, which sits above raw card acquiring.
Priced in 23 markets · Headline rate 2.60% to 3.49% · Instant · Personal & business
| Market | Listed fee | Channel | Status | In force since | Details |
|---|---|---|---|---|---|
 Australia | 2.6% + A$0.30 | Online | Estimate | View | |
| Australia | A$28.09 | Chargeback | Estimate | View | |
| Australia | 4% | Currency conversion | Estimate | View | |
 Brazil | 3.49% + R$2.52 | Online | Estimate | View | |
| Brazil | R$103.00 | Chargeback | Estimate | View | |
| Brazil | 4% | Currency conversion | Estimate | View |
PayPal's US consumer wallet, now accepted at merchant checkout as well as for peer-to-peer.
Priced in 1 market · Headline rate 3.49% · Instant · Personal & business
| Market | Listed fee | Channel | Status | In force since | Details |
|---|---|---|---|---|---|
 United States | 3.49% + $0.49 | Online | Published rate | View |
It depends on the product and the market. PayPal Commercial transactions, headline rate 2.60% to 3.49% in 23 markets; Venmo, headline rate 3.49% in 1 market. The headline rate is the percentage part only; fixed fees, minimums and caps are listed per market.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
Its products here are payment methods businesses accept at checkout.
Its products are priced in 23 markets here. A market missing from the list has not been recorded yet, which does not mean PayPal is absent there.
Each rate shows the date it took effect and whether it is published by PayPal, reported or estimated. The newest change shown took effect on 23 Aug 2025. Check with PayPal before relying on a figure.
