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PayPal · Online
PayPal wallet checkout for merchants. Buyer protection and dispute handling are bundled into the rate, which sits above raw card acquiring.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: PayPal published commercial transaction rate.
Rates are step functions: each level holds until it is replaced.
| Online | 3.49% + €0.43 | since 12 Sept 2021 |
| Chargeback | €17.43 | since 23 Feb 2025 |
| Currency conversion | 4% | since 22 Jan 2022 |
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.