PayPal Commercial transactions fees in United States

PayPal · Online

PayPal wallet checkout for merchants. Buyer protection and dispute handling are bundled into the rate, which sits above raw card acquiring.

Digital walletPersonal & business

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Current rate: 3.49% + $0.49; In force since 2 Aug 2021Estimate
Cost on $100.00: $3.98; 3.98% effective
Since last change: +0.59 pp; +20.3% relative

Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: PayPal published commercial transaction rate.

Rate history in United States

Rates are step functions: each level holds until it is replaced.

Other channels in United States

Online	3.49% + $0.49	since 2 Aug 2021
Chargeback	$20.00	since 14 Dec 2024
Currency conversion	4%	since 11 May 2022

PayPal Commercial transactions in other markets

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.

Revisions recorded

2

Since 20 Apr 2018