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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Market
Every rail priced for this market, grouped by who provides it and by what each product charges for. One provider often runs several products at different prices, so a single "provider fee" would be a blend of things you would never buy together.
Operating in this market
Distinct payment methods
Across every channel
North America
Direct debit · Online · since
0.8%, capped at $5.00
0.80% on $100.00
2.9% + $0.30
3.20% on $100.00
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
Card · In person · since
2.7% + $0.05
2.75% on $100.00
Digital wallet · Online · since
Also priced for Chargeback, Currency conversion
3.49% + $0.49
3.98% on $100.00
Digital wallet · Online · since
3.49% + $0.49
3.98% on $100.00
Card · Online · since
2.05% + $0.12
2.17% on $100.00
Buy now, pay later · Online · since
5.99% + $0.30
6.29% on $100.00
Buy now, pay later · Online · since
4.5% + $0.30
4.80% on $100.00
Card · Online · since
3.5% + $0.10
3.60% on $100.00
1 product priced in United States
Digital wallet · Online · since
2.5%
2.50% on $100.00
Digital wallet · Online · since
2.9% + $0.30
3.20% on $100.00
Digital wallet · Online · since
2.75%
2.75% on $100.00
Crypto · Online · since
$0.05
0.05% on $100.00
Crypto · Online · since
1%
1% on $100.00
Real-time payment · Online · since
No fee
0% on $100.00
Real-time payment · Online · since
$0.05
0.04% on $100.00
Digital wallet · Online · since
2.9% + $0.30
3.20% on $100.00
1 product priced in United States
Card · Online · since
3.25%
3.25% on $100.00
Buy now, pay later · Online · since
3.29% + $0.30
3.59% on $100.00
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + $0.30
3.70% on $100.00
Card · In person · since
2.6% + $0.10
2.70% on $100.00
Bank transfer · Online · since
0.9% + $0.20
1.10% on $100.00
Card · Currency conversion · since
1%
1% on $100.00
Remittance · Payout · since
0.62% + $0.40
1.02% on $100.00
Buy now, pay later · Online · since
4% + $0.30
4.30% on $100.00
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
