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Payment methods, providers and fees in United States, grouped by who provides each rail and what each product charges.
Latest fee change recorded 30 Oct 2026
Priced in this market
Operating here
Across every channel
That fees here are charged in
Direct debit · Online · since
0.8%, capped at $5.00
0.80% on $100.00
2.9% + $0.30
3.20% on $100.00
26 products from 23 providers are priced here, including ACH Direct Debit (US), Stripe Card (online), Stripe Terminal (card present), PayPal Commercial transactions, Venmo, Adyen Interchange++.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
Card · In person · since
2.7% + $0.05
2.75% on $100.00
Digital wallet · Online · since
Also priced for Chargeback, Currency conversion
3.49% + $0.49
3.98% on $100.00
Digital wallet · Online · since
3.49% + $0.49
3.98% on $100.00
Card · Online · since
2.05% + $0.12
2.17% on $100.00
Buy now, pay later · Online · since
5.99% + $0.30
6.29% on $100.00
Buy now, pay later · Online · since
4.5% + $0.30
4.80% on $100.00
Card · Online · since
2.8% + $0.30
3.10% on $100.00
Card · Online · since
3.5% + $0.10
3.60% on $100.00
1 product priced in United States
Digital wallet · Online · since
2.5%
2.50% on $100.00
Digital wallet · Online · since
2.9% + $0.30
3.20% on $100.00
Digital wallet · Online · since
2.75%
2.75% on $100.00
Crypto · Online · since
$0.05
0.05% on $100.00
Crypto · Online · since
1%
1% on $100.00
Real-time payment · Online · since
No fee
0% on $100.00
Real-time payment · Online · since
$0.05
0.04% on $100.00
Digital wallet · Online · since
2.9% + $0.30
3.20% on $100.00
1 product priced in United States
Card · Online · since
3.25%
3.25% on $100.00
Buy now, pay later · Online · since
3.29% + $0.30
3.59% on $100.00
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + $0.30
3.70% on $100.00
Card · In person · since
2.6% + $0.10
2.70% on $100.00
Bank transfer · Online · since
0.9% + $0.20
1.10% on $100.00
Card · Currency conversion · since
1%
1% on $100.00
Remittance · Payout · since
0.62% + $0.40
1.02% on $100.00
Buy now, pay later · Online · since
4% + $0.30
4.30% on $100.00
Of the rails a business can accept online, ACH Direct Debit (US) costs least on the equivalent of $100: 0.8%, capped at $5.00. The ranking can change at other amounts.
USD: every fee recorded for United States is priced in it.
Of 32 fee records, 4 are published by the provider, 1 is reported by a scheme, a regulator or wide documentation, and 27 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
