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Vodacom · Launched 2008
M-Pesa outside Kenya, Tanzania, Mozambique, the DRC, Lesotho, Ghana and Egypt, operated by Vodacom and Safaricom's regional partners.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Effective rate estimated from banded merchant tariffs.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a LSL 100.00 payment for comparison.
| 1.2%, capped at EGP 104.00 |
| EGP 1.20 |
| 1.20% |
| 12 Aug 2022 |
| Estimate |
 Ghana | 1.2%, capped at GHS 22.93 | GHS 1.20 | 1.20% | 16 Jun 2025 | Estimate |
| Lesotho | 1.2%, capped at LSL 32.52 | LSL 1.20 | 1.20% | 9 Aug 2025 | Estimate |
 Mozambique | 1.2%, capped at MZN 128.00 | MZN 1.20 | 1.20% | 27 Sept 2021 | Estimate |
 Tanzania | 1.2%, capped at TZS 5,293.00 | TZS 1.20 | 1.20% | 18 May 2022 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Lesotho, on the online channel: 1.2%, capped at LSL 32.52, in force since 9 Aug 2025 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 6 markets here: DR Congo, Egypt, Ghana, Lesotho, Mozambique, Tanzania. A market missing from the list has not been recorded yet, which does not mean M-Pesa (regional markets) is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
DR Congo
Egypt