Loading page
By type
Every mobile money rail in the dataset, ranked by what it actually costs on a 100-unit payment in each market’s own currency. 13 methods across 34 markets.
13 of 13 methods
Kenya's dominant mobile money service, running on SIM rather than bank infrastructure. Merchant (Lipa na M-Pesa) pricing is a banded percentage that tapers on larger transactions.
Senegalese mobile money operator that entered the market at a flat 1% and forced incumbents to cut tariffs across Francophone West Africa. Free deposits and withdrawals; the 1% applies to sends.
Egypt's largest mobile money wallet, run on telecom rails and regulated by the central bank.
Ethio Telecom
1%
In Ethiopia
Ethiopia's state-operated mobile money service, which scaled to tens of millions of users within a few years of launch.
M-Pesa outside Kenya, Tanzania, Mozambique, the DRC, Lesotho, Ghana and Egypt, operated by Vodacom and Safaricom's regional partners.
Bangladesh's state-backed mobile wallet, launched by the postal service to compete with bKash on price.
Mobile money across 14 African markets, and the main competitor to M-Pesa and MTN MoMo in East and Central Africa.
The leading mobile wallet across Francophone West and Central Africa, run by the telecom operator.
bKash
1.50%
In Bangladesh
Bangladesh's dominant mobile financial service, with a nationwide agent network for cash in and out.
West African mobile money wallet, widely used where card penetration is low.
Pakistan's largest mobile wallet, operated by the country's biggest mobile network.
Pakistan's first mobile money service, now a licensed digital bank.
Econet Wireless
2%
In Zimbabwe
Zimbabwe's dominant mobile wallet, which for years carried a majority of the country's retail transactions through repeated currency crises.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
