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FX live, 150 of 153 currencies refreshed 26 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
By type
Every crypto rail in the dataset, ranked by what it actually costs on a 100-unit payment in each market's own currency. 2 methods across 248 priced markets.
0.02%-76218%
Circle
Direct on-chain settlement in a dollar stablecoin. Borderless and final, with cost set by network fees rather than by geography, which is why it appears in every market at the same price.
Coinbase
Merchant settlement in crypto or stablecoin. No chargebacks, settlement is final, which is the main reason merchants adopt it despite the volatility exposure.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.