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By type
Every cash voucher rail in the dataset, ranked by what it actually costs on a 100-unit payment in each market’s own currency. 8 methods across 22 markets.
How it works:Cash vs. Cashless Payments
8 of 8 methods
Paying a utility bill, a subscription or a merchant in cash at an OMT counter. The merchant is normally billed a collection fee rather than the payer, which is why the headline cost looks like zero at the till.
Peruvian cash voucher: generate a code online, pay in cash at an agent or bank.
FEBRABAN
3.45%
In Brazil
Brazilian printed or digital voucher paid at a bank, lottery agent or ATM. Flat-fee pricing and no chargebacks, but settlement takes days and abandonment is high.
Argentina's cash payment counters, used to settle online purchases and bills without a bank account.
Egypt's dominant bill-payment and cash-collection network, with agents in corner shops nationwide. The default way to pay online for the large share of Egyptians without a card.
Cash payment at Mexican OXXO convenience stores, reaching customers without bank accounts.
Prepaid cash voucher bought in a shop and redeemed online, used where the shopper has no card or wants no bank trace.
Japanese convenience stores
200%
In Japan
Pay online, then hand cash over at a Japanese convenience store. A flat fee per payment and no chargebacks, still widely used despite Japan's card penetration.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
